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RE/MAX Elite-Ann Mann, ABR, CSP, e-PRO has been a lifelong resident of the region. I serve Nashville, Brentwood, Franklin and all surrounding cites and counties.

Welcome to the premier resource for all real estate information and services in the area. I hope you enjoy your visit and explore everything my realty website has to offer, including greater Nashville area real estate listings, information for homebuyers and sellers, and more About Us, your professional Nashville area Realtor.

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use my Dream Home Finder form and I'll conduct a personalized search for you.

If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home.

Let me help you in every little way to make sure that your move to Nashville is as smooth as possible. If you are looking for a Realtor who is-

  • ENTHUSIASTIC and ENERGETIC about buying or selling your home?
  • An HONEST person who genuinely cares about your needs?
  • A Realtor who is AVAILABLE when you are and keeps you informed?
  • An Agent who has the KNOWLEDGE and EXPERIENCE to get the job done in a timely manner?
  • DEDICATED to giving your home MAXIMUM EXPOSURE and
  • TENDS TO YOUR SPECIFIC NEEDS?

Then look no further, I am the REALTOR for you! Please contact me, so I can go over my Marketing Strategies for your home. I look forward to hearing from you and adding your name to my list of SATISFIED clients. I’ll be waiting for your message and I’m ready to make your move the best ever.”

I will be happy to provide all the information you need to buy or sell real estate in Nashville, Brentwood, Franklin, and surrounding areas. As the premier real estate agent in Nashville, I look forward to serving you and will be happy to help at any time. Through my real estate website, you have the ability to search virtually every home for sale in Nashville and all other local areas. In addition to accessing Dickson houses and real estate for sale, this web site features comprehensive community information for Davidson or Williamson County that can help guide you in making the right buying or selling decision.
 

Specializing in Nashville, Brentwood and Franklin homes for sale within the Davidson and Williamson Counties real estate market.  As one of the most experienced real estate agents in the state you have found your Realtor resource for buying and selling your next home. With expertise in Brentwood realty for both purchasing and listing properties, all of your real estate needs can be handled. Whether you are looking for a new Franklin property or you are in the preliminary stages of a Burns real estate search, you have found the best in professional service.

New Franklin,Tn Home Listings

featured listing
1/99
$465,000 New For Sale
526 Bancroft Way
Franklin, TN 37064
4 beds, 2 full, 1 partial baths | Single Family Home
2,989 sq ft; lot: 11326 sq ft
Courtesy of List For Less Realty, Llc, Kitt Pupel
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New Brentwood,Tn Home Listings

featured listing
1/99
$959,900 New For Sale
1515 Beckham Dr Lot 121
Brentwood, TN 37027
4 beds, 4 full, 1 partial baths | Single Family Home
4,301 sq ft; lot: 0.62 acres
Courtesy of Fridrich & Clark Realty, Mary A. Kocina
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Testimonials

In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn't have done it without you! Nadine Andreassen
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Nashville real estate referral

” I just moved to Nashville on an unwelcome Corporate relocation and Ann Mann met me at the airport and showed me properties for 3 straight days until I had to leave. She met me two weeks later and did it all over again. I bought a gorgeous condo in The Viridian on the 23rd floor. Without her patience and expertise I don’t know how I could have gotten it done. The perfect place, the perfect location and the perfect real estate agent!  She knows the lenders, the appraisers, and the title companies.  Full service agent!  Want a referral call me Mike Carrington @ 713-459-8331. This is the most patient and nicest lady I have ever met and for you Nashville particulars she is a “Vandy” graduate.”

 

Happy Customer “An employment related relocation to the Northeast put us in the unenviable position of having to sell our home in TN, during a precarious housing market.  After a few months of working with a realtor that produced little to no buyer interest, we decided to make a change to a different realtor – opting for someone we felt would be a better fit for us and who could appropriately guide us in selling our home.  We chose Ann Mann.  From the start Ann was professional, caring and excited to help us sell our home.  She gave us great advice and always considered our comfort level first and foremost.  Ann worked hard for us, exploring all options in making our house competitive in this challenging market.  She was very knowledgeable and with her experience always knew the right steps to take.  Ann started as our realtor and quickly became our friend and a part of our neighborhood community.  Thanks to Ann, we were able to sell our home.  We highly recommend Ann Mann to lead you through your home buying or selling experience!   She is the BEST!”

Real Estate News!!!

Latest Realty News from NAR

REALTORS® Confidence Index Survey: September 2018 Highlights

The REALTORS® Confidence Index (RCI) survey[1] gathers monthly information from REALTORS® about local real estate market conditions, characteristics of buyers and sellers, and issues affecting homeownership and real estate transactions.[2] This report presents key results about market transactions from September 2018. View and download the full report here.

Market Conditions and Expectations

  • The REALTORS® Buyer Traffic Index registered at 51 (61 in September 2017).[3]
  • The REALTORS® Seller Traffic Index registered at 41 (45 in September 2017).
  • The REALTORS® Confidence Index—SixMonth Outlook Current Conditions registered at 53 for detached single-family, 44 for townhome, and 43 for condominium properties. An index above 50 indicates market conditions are expected to improve.
  • Properties were typically on the market for 32 days (34 days in September 2017).
  • Eighty-one percent of respondents reported that home prices remained constant or rose in September 2018 compared to levels one year ago (85 percent in September 2017).

Characteristics of Buyers and Sellers

  • First-time buyers accounted for 32 percent of sales (29 percent in September 2017).
  • Vacation and investment buyers comprised 13 percent of sales (15 percent in September 2017).
  • Sales of distressed properties (foreclosed or sold as a short sale) accounted for three percent of sales (four percent in September 2017).
  • Cash sales made up 21 percent of sales (20 percent in September 2017).
  • Twenty percent of sellers offered incentives such as providing warranty (9 percent), paying for closing costs (8 percent), undertaking remodeling (3 percent), and providing appliances (1 percent).[4]

Issues Affecting Buyers and Sellers

  • From July–September 2018, 74 percent of contracts settled on time (73 percent in September 2017).
  • Among sales that closed in September 2018, 73 percent had contract contingencies. The most common contingencies pertained to home inspection (55 percent), obtaining financing (42 percent), and getting an acceptable appraisal (42 percent).
  • REALTORS® report “low inventory” and “interest rate” as the major issues affecting transactions in September 2018.

About the RCI Survey

  • The RCI Survey gathers information from REALTORS® about local market conditions based on their client interactions and the characteristics of their most recent sales for the month.
  • The September 2018 survey was sent to 50,000 REALTORS® who were selected from NAR’s 1.3 million members through simple random sampling and to 10,912 respondents in the previous three surveys who provided their email addresses.
  • There were 5,003 respondents to the online survey which ran from October 1-10, 2018. The survey’s overall margin of error at the 95 percent confidence level is one percent. The margins of error for subgroups and sample proportions of below or above 50 percent are larger.
  • NAR weighs the responses by a factor that aligns the sample distribution of responses to the distribution of NAR membership.

The REALTORS® Confidence Index is provided by NAR solely for use as a reference. Resale of any part of this data is prohibited without NAR’s prior written consent. For questions on this report or to purchase the RCI series, please email: Data@realtors.org


[1] Thanks to George Ratiu, Managing Director, Housing and Commercial Research and Gay Cororaton, Research Economist for their data analysis and comments to the RCI Report.

[2] Respondents report on the most recent characteristics of their most recent sale for the month.

[3] An index greater than 50 means more respondents reported conditions as “strong” compared to one year ago than “weak.” An index of 50 indicates a balance of respondents

who viewed conditions as “strong” or “weak.”

[4] The difference in the sum of percentages to the total percentage of sellers who offered incentives is due to rounding.

September 2018 Existing-Home Sales

  • NAR released a summary of existing-home sales data showing that housing market activity this September was down 3.4 percent from last month, and dropped 4.1 percent from last year. September’s existing-home sales reached a 5.15 million seasonally adjusted annual rate, which was the lowest since November 2015 when the index reached 4.78 million.

  • The national median existing-home price for all housing types was $258,100 in September, up 4.2 percent from a year ago. This marks the 79th consecutive month of year-over-year gains.

  • Regionally, all four regions showed growth in prices from a year ago, with the West and Northeast both having the biggest advance of 4.1 percent. The South had a gain of 3.0 percent. The Midwest had the smallest gain of 1.9 percent from September 2017.
  • September’s inventory figures are down from last month to 1.88 million homes for sale. Compared with September of 2017, there was a 1.1 percent increase in inventory levels. It will take 4.4 months to move the current level of inventory at the current sales pace. It takes approximately 32 days for a home to go from listing to a contract in the current housing market, down from 34 days a year ago.

  • From August 2018, three of the four regions experienced declines in sales. The South had the biggest decline of 5.4 percent followed by the West with a dip in sales of 3.6 percent. The Northeast had a dip of 2.9 percent. The Midwest region was flat showing no change in sales.
  • All four regions showed declines in sales from a year ago. The West had the biggest drop in sales of 12.2 percent. The Northeast had a decline of 5.6 percent followed by the Midwest with a decline of 1.5 percent. The South had the smallest drop in sales of 0.5 percent. The South led all regions in percentage of national sales, accounting for 41.0 percent of the total, while the Northeast had the smallest share at 13.2 percent.

  • In September, single-family and condominiums sales were both down 3.4 percent compared to last month. Single-family home sales fell 4.0 percent and condominium sales were down 5.0 compared to a year ago. Both single-family and condominiums had an increase in price with single-family up 4.6 percent at $260,500 and condominiums up 1.50 percent at $239,200 from September 2017.

How much of my income goes towards housing?

With rates rising and home price growth starting to slow, I started to consider how much income is used towards housing in this current economic climate. Mortgage rates are trending upwards to near the highs of 2011 at 4.98 percent, home prices are still rising but at a slower pace, and the median income has been steadily rising although an even more modest pace than house prices. These factors go into how much of a person’s income goes towards housing expenditures and whether housing is a burden for potential homebuyers. This blog will highlight some of the factors and show states and regions where housing is less of a financial burden.

Home Price vs Median Family Incomes

Home prices since 2000 started to outpace in comes but started to turn towards the end of 2007, until home prices plummeted during the Great Recession. In 2008, incomes grew making it favorable for potential homeowners to buy a home. It took home prices about 4 years to recover, beginning in 2012. Around 2014 home price growth began to bloom and once again, prices started to outpace incomes. This pace has continued until recently, as home price growth has slowed making owning a home affordable. As of the second quarter of 2018, family incomes have increased by 52 percent since 2000, while housing prices have increased by 95 percent, or nearly doubled the level in 2000.

Payment to Income and Mortgage Rates

Let us look at the amount of money homeowners had to commit from their income to be able to afford a home. In 2000, when interest rates were 7.90 percent, homeowners had to spend about 19.6 percent of their income to be able to afford a home. In 2006 when rates were around 6.50 percent, homeowners had to spend 22 and up to 24 percent of their income on a home. In the wake of the Great Recession in 2009-2010, mortgage rates started to fall, so the share of income that went to paying a mortgage declined. In 2013 when rates were down to 3.47 percent, the mortgage payment on a median priced home was 11 percent of the median family income, putting less pressure on household incomes. Since that time rates have continued to decline, much to the benefit of potential homeowners. Anything above 30 percent is considered burdensome on households, but below that range would be typically affordable. On a regional level, the West requires a higher portion of your income, which has eclipsed the 35 percent mark. The Midwest, being the most affordable region, requires the least percentage of median family incomes. The Midwest started around 15 percent and, at times, dipped below 10 percent and is currently hovering back around 15 percent.

House price to Income Ratio

A ratio between 2.5 and 4 is normal and healthy price to income ratio for the housing market. As of August 2018, the median price of existing homes sold was 3.5 times of the median family income. The Harvard University Joint Center for Housing Studies (JCHS) produced a map showing the US home price to income ratios. The ratios range from under two to over eight. As the map below illustrates, costal markets have much higher ratios, indicating significantly higher home prices compared with incomes. The West Coast region has affordability issues, with several areas posting ratios above eight, including San Diego, Los Angeles and the San Francisco metropolitan area. Small pockets in the Northeast reach above five, mostly clustered around New York City and Boston. The Miami/ South Florida Region also posts low affordability. In comparison, The Midwest region has ratios in the 2-3 range, in line with historical averages.

Jobs generated vs GDP Growth rate

The Gross domestic product (GDP) has hovered around 3 percent and has had to withstand the tech bubble, wars and several crises. In 2009, both jobs and GDP took a dive but rebounded the following year. GDP and jobs have grown solidly after the Great Recession. Unemployment has been below 6 percent ever since 2014, which is good for economic progress and potential homebuyers.

Even with rising rates and higher home prices, potential homebuyers have plenty of reason to join the market. Real Estate is still affordable in several states and regions. The job market is strong, GDP is at a healthy level and consumer confidence is high. New homes and existing inventory figures are now improving, although still modestly, but the increase in inventory is helping tame price growth.

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Ann Mann
REALTOR®, ABR, CSP, e-PRO
RE/MAX Elite
278 Franklin Rd.. Suite 190
Brentwood, TN 37027
Phone: 615-305-3716
Email: annscasa@yahoo.com

BBB - Better Business Bureaue-PROGRI - Graduate, REALTOR® InstituteREALTOR® certificationAccredited Home Staging Specialist

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