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RE/MAX Elite-Ann Mann, ABR, CSP, e-PRO has been a lifelong resident of the region. I serve Nashville, Brentwood, Franklin and all surrounding cites and counties.

Welcome to the premier resource for all real estate information and services in the area. I hope you enjoy your visit and explore everything my realty website has to offer, including greater Nashville area real estate listings, information for homebuyers and sellers, and more About Us, your professional Nashville area Realtor.

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use my Dream Home Finder form and I'll conduct a personalized search for you.

If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home.

Let me help you in every little way to make sure that your move to Nashville is as smooth as possible. If you are looking for a Realtor who is-

  • ENTHUSIASTIC and ENERGETIC about buying or selling your home?
  • An HONEST person who genuinely cares about your needs?
  • A Realtor who is AVAILABLE when you are and keeps you informed?
  • An Agent who has the KNOWLEDGE and EXPERIENCE to get the job done in a timely manner?
  • DEDICATED to giving your home MAXIMUM EXPOSURE and
  • TENDS TO YOUR SPECIFIC NEEDS?

Then look no further, I am the REALTOR for you! Please contact me, so I can go over my Marketing Strategies for your home. I look forward to hearing from you and adding your name to my list of SATISFIED clients. I’ll be waiting for your message and I’m ready to make your move the best ever.”

I will be happy to provide all the information you need to buy or sell real estate in Nashville, Brentwood, Franklin, and surrounding areas. As the premier real estate agent in Nashville, I look forward to serving you and will be happy to help at any time. Through my real estate website, you have the ability to search virtually every home for sale in Nashville and all other local areas. In addition to accessing Dickson houses and real estate for sale, this web site features comprehensive community information for Davidson or Williamson County that can help guide you in making the right buying or selling decision.
 

Specializing in Nashville, Brentwood and Franklin homes for sale within the Davidson and Williamson Counties real estate market.  As one of the most experienced real estate agents in the state you have found your Realtor resource for buying and selling your next home. With expertise in Brentwood realty for both purchasing and listing properties, all of your real estate needs can be handled. Whether you are looking for a new Franklin property or you are in the preliminary stages of a Burns real estate search, you have found the best in professional service.

New Franklin,Tn Home Listings

featured listing
1/99
$799,900 New For Sale
144 Bertrand Drive
Franklin, TN 37064
5 beds, 4 full, 1 partial baths | Single Family Home
4,537 sq ft; lot: 11326 sq ft
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New Brentwood,Tn Home Listings

featured listing
1/99
$590,000 New For Sale
1415 Robert E Lee Ln
Brentwood, TN 37027
5 beds, 2 full, 1 partial baths | Single Family Home
2,490 sq ft; lot: 13939 sq ft
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Testimonials

In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn't have done it without you! Nadine Andreassen
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Nashville real estate referral

” I just moved to Nashville on an unwelcome Corporate relocation and Ann Mann met me at the airport and showed me properties for 3 straight days until I had to leave. She met me two weeks later and did it all over again. I bought a gorgeous condo in The Viridian on the 23rd floor. Without her patience and expertise I don’t know how I could have gotten it done. The perfect place, the perfect location and the perfect real estate agent!  She knows the lenders, the appraisers, and the title companies.  Full service agent!  Want a referral call me Mike Carrington @ 713-459-8331. This is the most patient and nicest lady I have ever met and for you Nashville particulars she is a “Vandy” graduate.”

 

Happy Customer “An employment related relocation to the Northeast put us in the unenviable position of having to sell our home in TN, during a precarious housing market.  After a few months of working with a realtor that produced little to no buyer interest, we decided to make a change to a different realtor – opting for someone we felt would be a better fit for us and who could appropriately guide us in selling our home.  We chose Ann Mann.  From the start Ann was professional, caring and excited to help us sell our home.  She gave us great advice and always considered our comfort level first and foremost.  Ann worked hard for us, exploring all options in making our house competitive in this challenging market.  She was very knowledgeable and with her experience always knew the right steps to take.  Ann started as our realtor and quickly became our friend and a part of our neighborhood community.  Thanks to Ann, we were able to sell our home.  We highly recommend Ann Mann to lead you through your home buying or selling experience!   She is the BEST!”

Real Estate News!!!

Latest Realty News from NAR

November 2018 Housing Affordability Index

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.99 percent this November, up 19.1 percent compared to 4.19 percent a year ago.

  • Housing affordability declined from a year ago in November moving the index down 10.6 percent from 161.0 to 144.0. The median sales price for a single family home sold in November in the US was $260,500 up 5.0 percent from a year ago.
  • Nationally, mortgage rates were up 80 basis point from one year ago (one percentage point equals 100 basis points).
  • The payment as a percentage of income was up from last month at 17.4 percent this November and up from 15.5 percent from a year ago. Regionally, the West has the highest payment at 23.8 percent of income. The Northeast had the second highest payment at 17.1 percent followed by the South at 16.8 percent. The Midwest had the lowest payment as a percentage of income at 13.7 percent.

  • Regionally, the Northeast recorded the biggest increase in home prices at 8.2 percent. The South had an increase of 3.8 percent while the West had a gain of 2.4 percent. The Midwest had the smallest growth in price of 1.6 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The Northeast had the biggest drop in affordability of 14.4 percent. The South had a decline of 9.3 percent followed by the Midwest that fell 9.2 percent. The West had the smallest drop of 7.2 percent.
  • On a monthly basis, affordability is down from last month in all of the four regions. The Northeast region had the decline of 5.5 percent. The South had a decline of 2.0 percent followed by the Midwest with a dip of 1.8 percent. The West had the smallest dip in affordability of 0.7 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 181.9. The least affordable region remained the West where the index was 105.0. For comparison, the index was 148.8 in the South, and 146.4 in the Northeast.

  • Mortgage applications are currently up while credit availability is down. Rates are higher this month but are still historically low. Home prices are up 5.0 percent while median family incomes that are growing 3.0 percent. The job market is steady. More inventory is welcome on the lower end of the market whereas there is more supply of inventory for high priced homes.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

Throwback Thursday: First-Time Homebuyers Then and Now

In 1981 when NAR first started tracking the data, the average age of a first-time homebuyer was 29.  They made up 44 percent of all homebuyers.  Sixty-eight percent of first-time buyers were married couples, 12 percent were single female and 13 percent were single male (seven percent were other).

In contrast, in 2018, the average age of a first-time homebuyer was 46 and they accounted for 33 percent of all homebuyers.  Fifty-four percent were married couples, 18 percent were single female, 10 percent were single male, and 16 percent were unmarried couples (two percent were other).

In 1989, first-time buyers largely rented an apartment before they bought their home at 80 percent, and 15 percent lived with parents, relatives, or friends.  In 2018, the share of first-time buyers that lived in an apartment before they bought their home slipped to 71 percent while the share of those that had been living with parents, relatives, or friends previous to buying rose to 23 percent.

Planning to Buy a Home in 2019?

Mortgage rates are starting off 2019 at very good levels. In fact, mortgage rates declined, starting the new year with the 30-year fixed rate mortgage dipping to 4.5 percent last week from 5 percent a month ago, according to mortgage finance provider Freddie Mac[1]. After a year of gradual increases, mortgage rates are declining. Stock market volatility, global trade worries and the government shutdown are pushing rates down to their lowest levels since August.

But how do mortgage rates affect homebuyers? Fixed-rate mortgages are amortized over the life of the loan. That means that at the beginning of the loan term, most of the mortgage payment goes toward paying off interest. Over time, a larger percentage of the monthly payment is applied to the loan’s principal balance. Thus, when interest rates are low, homeownership is more affordable. If less is spent on interest, homebuyers may be able to afford a larger loan. However, higher rates increase the long-term cost of owning a house.

NAR calculated the monthly payment based on the mortgage rate in the first week of January (4.5 percent) and the rate (5.0 percent) that was previously expected. Nationwide, it is estimated that the monthly payment at 4.5 percent rate is $1,208, while a higher rate of 5.0 percent increases the monthly payments by $72 to $1,280.

The effect of the mortgage rates varies from location to location. In high-end areas, homebuyers are expected to benefit more from lower rates than homebuyers in other areas. For instance, in the San Jose-Sunnyvale-Santa Clara, CA metro area, comparing the monthly payment at 4.5 percent and 5 percent rates, homebuyers pay $353 less every month for their payment at a 4.5 percent rate. However, at the low-end areas, in Youngstown-Warren-Boardman, OH-PA, the monthly payment at 4.5 percent rate is $26 less compared to the payment at 5 percent rate.

The visualization below allows you to see how much the monthly payment changes at 4.5 and 5.0 percent rates for 178 metro areas:

We also calculated the monthly mortgage payment for 3,119 counties and county-equivalents in the United States. Please visit the following web page to see the monthly mortgage payment at the county level.

Thus, homebuyers can still benefit from lower rates. Although the average rate on the 30-year fixed rate sat just below 4 percent for a year in 2016, homebuyers should bear in mind that, back in 1982, the rate was over 17 percent for more than a year. Moreover, historically[2], the average mortgage rate is 8 percent. Therefore, rates are still historically low. Looking ahead, NAR is forecasting the 30-year fixed rate mortgage to average 4.9 percent for 2019 and 5.2 percent for 2020, respectively.

See below how the 30-year fixed mortgage rate has been trending since 1971:


[1] Primary Mortgage Market Survey, Freddie Mac.

[2] Between 1971 and 2019.

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Ann Mann
REALTOR®, ABR, CSP, e-PRO
RE/MAX Elite
278 Franklin Rd.. Suite 190
Brentwood, TN 37027
Phone: 615-305-3716
Email: annscasa@yahoo.com

BBB - Better Business Bureaue-PROGRI - Graduate, REALTOR® InstituteREALTOR® certificationAccredited Home Staging Specialist

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